Create a password list

If you have any online accounts from email to online bill pay for your electricity bill, you need to keep a password list.  Even if an account is not online, you may have PINs (personal identification numbers) that need to be referenced whenever you call into a brokerage firm, for example.

Write down all these passwords/PINs and store them in a safe location.  Don’t forget to write down usernames as well and the website address for how to access each online account.  You also should keep this list updated.  It is very likely your passwords might change, or you might open and close accounts.